Imagine that you were born in a rural area to poor parents in the back room of your rented house. Your parents moved a lot, and they never told the county officials that you were born. So no birth certificate was ever registered. And then your dad leaves your family when you’re five years old, leaving your mom alone with you and two younger siblings. You’re upset about that and change your last name to that of the kind man who married your mother and stepped into the father role in your family. But for whatever reason, you and your family don’t make the adoption legal, nor do they inform the county or state officials of the name change. And then for unknown reasons, you decide to change your middle name, too, from the traditional Dutch Cornelius to the hip, modern “Curtis.” And again, no government agencies are informed. We’ve all been there, right?

This presents no problems for you for most of your life. You get your Social Security card, you enlist in the Army and serve in World War II, you pay your taxes, you work until your early 60s and you’re beginning to think about your retirement. And then you apply for your Social Security retirement benefits and discover that—poof—you have no proof that you are who you say you are.

What do you do now? Continue reading →